What To Do After A Hurricane

Brycie Bowser Blog, Personal Insurance Leave a Comment

Quote from CEO, Chip Gibson:

“Our hearts go out to the communities that were devastated by Hurricane Ian. Deland, Gibson is here to help report and navigate your claims, answer any questions, and advise you through the process. If you have a claim or merely have a question about confirming you are properly insured going forward, please reach out.”

What To Do After A Hurricane?

Hurricanes are one of the most devastating natural disasters we face on a regular basis as Americans. An average hurricane season consists of 14 named storms, of which seven become hurricanes, including three major hurricanes. These storms can cause billions of dollars’ worth of damage each year.

If a hurricane has hit your home recently, you are undoubtedly shaken from the destruction and the impact on your life. The aftermath of any natural disaster can be an incredibly challenging time with lots of important questions being asked as one tries to reassemble their lives. The biggest questions being, what now and what to do after a hurricane has hit my home?

As your trusted advisors at Deland, Gibson, we are here to provide you with 6 steps to take after a hurricane has occurred.

Tune into NOAA Weather Radio:

Staying current with updates on the storm is an essential first step. NOAA or your local news stations will be your best resources for information.

Assess your home for damage:

Check for any roof, window, and door damage. If any windows are damaged, you should board them temporarily.

  • Take photos of any damage.
  • Wear appropriate clothing when assessing the damage to your home, such as boots and gloves.
  • Leave your home if you hear shifting or unusual noises.

Wait to return home:

If you evacuated your home for the storm, wait to return until it is safe. If you think your home may be damaged or unsafe, find temporary accommodation

Avoid flooded roads, roads covered in debris, and fallen power lines:

If you must drive, make sure the roads are clear and free of hazards.

Use flashlights instead of candles:

If your power is still out, avoid using candles in case of a gas leak.

Keep track of your expenses:

If you make any temporary repairs, or must replace any household goods, save all bills and receipts.

How Does Insurance Work After A Hurricane?

Insurance can play a vital role in helping homeowners rebuild their lives after a devastating natural disaster. In previous blogs we’ve discussed insurance and hurricanes – learn more here. It is important to note that with hurricanes there is typically damage created on two fronts – wind damage and water damage from flooding. Homeowners insurance can cover damage caused by hurricane winds, but you will need a separate policy to cover flood damage.

An important piece to note is that while you may be keen to start rebuilding and making repairs, it is important to contact your insurance agent first so that they may review the damage. Failing to do so before undertaking major repairs to your home could impact your ability to file claims.

At Deland Gibson, we are here to help and support you should your home and property be impacted by a natural disaster. As your trusted advisors, let us help guide you during this challenging time. Deland, Gibson is here to help. If you have any additional questions about hurricane safety tips or your homeowner’s insurance policy, please contact me. Contact Deland Gibson today to begin your claims process.

Providing Peace of Mind Through Proactive Service

Deland, Gibson: A Trusted Choice, Five Star Accredited independent insurance agency. Established in Massachusetts in 1900, Deland, Gibson is a 4th generation family-run insurance agency that has thrived working as a trusted advisor for its client base. We work with individuals and businesses to lower their Total Cost of Risk. We analyze a client’s direct and indirect costs and implement risk reduction plans to address areas of business, hazard, or strategic risk.

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