You are involved in an auto accident and you are injured. By purchasing Underinsured/Uninsured motorist coverage it protects you from the driver, who hit you, who may not have purchased enough insurance or any insurance coverage at all.
It’s state law in Massachusetts to have car insurance. But, on average, one out of every six U.S. drivers is not insured.
It’s especially a problem in Massachusetts, which is sandwiched between two states where uninsured drivers are not that uncommon. To the north, New Hampshire – “live free or die” – obviously this statement is enough to assume that there is no law requiring drivers to have insurance. Rhode Island does require it, but the Ocean State also has the highest rate of uninsured drivers in New England, which is as high as 30 percent, according to industry estimates.
Uninsured and underinsured motorist coverage covers YOU in the event of an accident where another driver was legally at fault but does not have insurance or have enough insurance…
Don’t count on others to be responsible. Make sure your car insurance policy has sufficient uninsured and underinsured motorist. Call Deland, Gibson today at 781.237.1515 or visit our Web site https://delandgibson.com/ for more information.