A lesser known MA law does excludes high net worth individuals and families with a net worth of 25MM+ from the insolvency fund. This unlikely scenario means that if a insurance company went bankrupt / insolvent and was unable to pay claims, there is a safety net that would give at least 300k in liability protection. If you have 25MM+ of net worth, no such protection. Its another reason to make sure you have the appropriate insurance company.

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