“Social media” includes such Web sites as Facebook, MySpace, Twitter, LinkedIn, Yelp and YouTube. Each of these has users numbering in the tens of millions, including employees who may work …
Three ways the Risk Management Process Saves you Money
When you first talk to Deland, Gibson, you might find that we don’t mention insurance very often. Most insurance agents operate as risk management professionals who look at insurance …
Understanding Exposures
Quick Definition Actuaries analyze trends based on historical loss and exposure information. Exposure data is a way to measure the type and scope of risk being analyzed. Exposures vary …
Uptick in E&O claims
The industry has seen an uptick in E&O claims. This is the case due to the poor economy and many other factors. It is important to note that many …
Whats New?
What do reputation, government compliance, IP protection, malicious cyber attacks, non-malicious cyber attacks, have in common? They are some of the emerging risks that are changing the face of risk management. …
Management Matters Now and Always; The Hard Market Always Around the Corner
Business owners have largely benefited from the effects of the insurance market conditions since 2005. Price decreases year over year from 2005-2012 were realized in premium dollars and pure rate. In a lot of cases, the rate decreases were …
Insurance is Not a Four-Letter Word – But Risk Is!
At lunch recently I was asking one of my favorite clients his opinion about the state of our country and the idea that manufacturing might be one of the best ways to help …
MA adds step to boiler inspection: $50 fee!
Effective May 1, 2012, the Department of Public Safety (DPS) will issue certificates of inspection for boilers and pressure vessels and charge a $50 fee per certificate. Prior to …
Back to the basics: APPLICATIONS
We all know that the process of completing applications is not the most stimulating activity. The applications can range from a simple one page supplemental to 30+ pages of …
