A Healthcare Revolution

A healthcare revolution is brewing among employers, consultants, providers, PBM’s, Clinics, and even Retailers. It’s an exciting time for the industry, one that has slowly evolved the last 75+ years. How did we get here? Employer-sponsored healthcare spawned from wage freeze in 1942 as a means to “boosting” compensation while avoiding income and payroll taxes. In 1973 Congress passed the [...]

By | March 8th, 2018|Categories: Blog|Tags: , |

How to Select Risk Consulting Services in Boston

Risk management is just as important for families in the Boston area as it is for businesses. Unfortunately, many businesses and families do not have effective risk management or minimization plans in place – if you have one at all. In fact, you may not even know where to begin. That is where risk consulting comes into play. A Risk Consultant can [...]

By | February 7th, 2018|Categories: Blog|Tags: |

A Year in Risk

For many of us, the end of the year is a time to reflect on accomplishments, pertinent events in the world and our in respective industries. Since I am in the risk-management field, naturally I focus on events impacting the profitability of businesses. The top stories of 2017 are cyber risk, reputational risk and workforce risk. Cyber Risk An overwhelming [...]

By | December 26th, 2017|Categories: Blog|Tags: , , , |

Pure Starling Fraud & Cyber Fraud coverage

Our Partner Company, Pure Insurance, has created an innovative policy option in response to the emerging risk of cyber crime. You hear about Target and Equifax but many families and individuals are at risk for losing assets via cyber crime. Here is an outline of “Pure StarlingTM Fraud & Cyber Fraud Coverage”, which can be added to your Pure Homeowners policy. SUMMARY [...]

By | November 30th, 2017|Categories: Blog|Tags: , |

Retaining Top Talent – Finding Stars in the Stars

There is a great line in the movie Hidden Figures when Al Harrison’s character played by Kevin Costner says to Paul Stafford’s character, played by Jim Parsons, “Do you know what your job is Paul?  It’s too find the stars in the stars.”  It’s a great line and very appropriate to consider when retaining talent in your organization. The Total Cost of [...]

By | November 27th, 2017|Categories: Blog|Tags: , , |

How to Handle Workplace Violence

You’ve certainly heard about the tragedy in Las Vegas.  Active shooter training can help.  I went through this training and it makes me feel a little more empowered. Prevention: Some proactive things your organization can do. Conduct effective employee screening and background checks.  Check in with supervisors and create an open door policy to encourage discussion about employees. Employee engagement Create a [...]

By | October 3rd, 2017|Categories: Blog|Tags: , |

Importance of Automatic Water Shut Off Valves

On today's Risk Management Minute, I discuss the importance of Automatic Water Shut Off Valves. Please watch the video below for the details. Contact us to discuss this and other preventive risk management tips. Providing Peace of Mind Through Proactive Service Deland, Gibson: a Trusted Choice, Five Star Accredited independent insurance agency. Established in Massachusetts in 1900, Deland, Gibson is a 4th [...]

By | September 11th, 2017|Categories: Blog|Tags: , |

New High Net Worth Insurance Products Available in Massachusetts

Cincinnati Insurance Company is a company you may have heard about in the past, but until now, their coverages and products were not available to the Massachusetts personal lines marketplace. Deland, Gibson is one of only 11 appointed agencies in the state of Massachusetts to proudly represent the company. We are excited for the opportunity and look forward to introducing the product [...]

By | August 28th, 2017|Categories: Blog|Tags: |

Preventative Care for Your Bottom Line

As employers continue to look for ways to manage rising health care costs, many are turning to workplace wellness programs to improve employees’ well-being and to help manage or prevent chronic conditions. According to a recent study from Health Affairs, a health care policy journal, for every dollar spent on wellness, medical costs drop an average of $3.27 and absenteeism costs fall [...]

By | August 21st, 2017|Categories: Blog|Tags: , |

All You Need To Know About The 2017 Low Number Plate Lottery

Once again, it is that time of the year when the Massachusetts low plate lottery registration is taking place. MassDOT's Registry allows drivers the opportunity to win a plate. But not just any plate number. The lottery winner will get one from a cache of low numbered and custom plates. Those who want to take part in this lottery, should do so [...]

By | July 24th, 2017|Categories: Blog|Tags: , |