BUSINESS & COMMERCIAL SERVICES

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Running a business is difficult. Ever-changing issues and a litigious society are reasons why you need a progressive partner in risk. Deland, Gibson helps clients of all size and exposures analyze their hazard, strategic and business risks.

Deland, Gibson is suited to handle all types of commercial businesses. We offer a broad range of risk financing options (traditional commercial insurance policies) along with many proprietary risk management programs and services to deal with the other aspects of managing risk: Transferring, Mitigating, Assuming and Avoiding.

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The Risk Reduction Plan

The Risk Reduction Plan is the most important aspect of controlling costs. Deland, Gibson works with clients to annually (or as often as necessary) identify, organize and address risk – to lower the Total Cost of Risk.

Taking these steps and following through on a plan shows the dedication to risk that makes the underwriters take notice. We are able to leverage this when putting together your insurance program because underwriters do not often get the level of information that we will provide them.

The Risk Reduction Plan will address:

  • Strategic Risk – a threat to the value of the company
  • Business Risk – risks of the operations, policies and procedures
  • Hazard Risks – direct physical loss
  • Workforce Risk – return on human capital

By controlling all types of risks, the indirect costs of a risk are lessened. Some of the greatest costs of risk can end up being ones that you typically do not insure. Opportunity costs and reputational costs can be devastating to a company. These should be proactively managed and the Gibson Risk Improvement Planning is a leading edge process to protect firms from risk.

Insurance Program

You may be seeking traditional insurance such as: General Liability, Umbrella, Directors and Officers, Employment Practices, Auto, Professional Liability / E&O, Property, Business, Interruption or Cyber Products

Financing risk is an integral part of a risk management plan but utilizing other risk management techniques can go a long way – and not be as expensive. Inquire below for more information about the Deland, Gibson Risk Improvement Planning.

The Risk Reduction Plan

The Risk Reduction Plan is the most important aspect of controlling costs. Deland, Gibson works with clients to annually (or as often as necessary) identify, organize and address risk – to lower the Total Cost of Risk.

Taking these steps and following through on a plan shows the dedication to risk that makes the underwriters take notice. We are able to leverage this when putting together your insurance program because underwriters do not often get the level of information that we will provide them.

The Risk Reduction Plan will address:

  • Strategic Risk – a threat to the value of the company
  • Business Risk – risks of the operations, policies and procedures
  • Hazard Risks – direct physical loss
  • Workforce Risk – return on human capital

By controlling all types of risks, the indirect costs of a risk are lessened. Some of the greatest costs of risk can end up being ones that you typically do not insure. Opportunity costs and reputational costs can be devastating to a company. These should be proactively managed and the Gibson Risk Improvement Planning is a leading edge process to protect firms from risk.

Insurance Program

You may be seeking traditional insurance such as: General Liability, Umbrella, Directors and Officers, Employment Practices, Auto, Professional Liability / E&O, Property, Business, Interruption or Cyber Products

Financing risk is an integral part of a risk management plan but utilizing other risk management techniques can go a long way – and not be as expensive. Inquire below for more information about the Deland, Gibson Risk Improvement Planning.