We have discussed on this blog before how the Government does a phenomenal job creating content to help small and medium sized businesses. The problem is that they do not …
Secondary Home Strategic Risks
Check out the attached image: img-719140947-0001 Because interest rates – including mortgages – have been at historic lows, and some confidence in the stock market may not be what is was …
Cyber Risk – New App
We at Deland, Gibson continuously try to educate and quantify the new and emerging cyber risks to our clients – through risk management and insurance policies. Our partner carriers …
Low-Tech RIA Data Risks
Often the basics of data protection are overlooked. In the time of advancing technology, Bring Your Own Device (BYOD) and Firewalls are the topics of interest for Registered Investment …
INC Mag Highlights Cyber Need
INC magazine highlights five reasons to purchase cyber liability. The points are all very valid as they answer questions typically asked of a first time buyer. Other aspects to ponder …
Social Media Risk: Your Employees
I’ll admit a guilty pleasure. I am on Facebook almost every day. I’ll get home, have dinner and then scan the news feed. Without fault, I’ll find something that could …
ART – Alternative Risk Tranfer
Alternative Risk Transfer: While it may not sound interesting to someone outside the industry, as an insurance professional it is amazing. Why this method is amazing is how flexible and …
DGU White Paper: Social Media & Its Risk Implications
“Social media” includes such Web sites as Facebook, MySpace, Twitter, LinkedIn, Yelp and YouTube. Each of these has users numbering in the tens of millions, including employees who may work …
Three ways the Risk Management Process Saves you Money
When you first talk to Deland, Gibson, you might find that we don’t mention insurance very often. Most insurance agents operate as risk management professionals who look at insurance …
Understanding Exposures
Quick Definition Actuaries analyze trends based on historical loss and exposure information. Exposure data is a way to measure the type and scope of risk being analyzed. Exposures vary …