As a risk advisor many conversations and questions arise regarding LLCs and insurance. Many clients say that they don’t need an umbrella or to be listed on the policy …
5 Vital Insurance Questions Every Business Should Ask
Insurance questions from business owners often follow a similar pattern. As a business owner you want to know where you can get the best coverage for the least cost. …
Workers' Compensation Rate Filing Disapproved
In March, The Workers’ Compensation Rating and Inspection Bureau (WCRIBMA) filed for a massive rate increase that we highlighted here. To follow up on this, the Commissioner of Insurance …
Trucking Update
Massachusetts to offer replacement IFTA Decals: The MA Dept of Revenue will reissue decals to the motor carriers per request of decal holder. The original issued decals have been …
WC Costs Going Up?
On March 2nd, Boston.com had a brief blurb saying that the Massachusetts’ Worker’s Compensation rates may go up. Workers’ comp rates could go up What was understated is what is …
Business Continuity
In looking up quotes for preparedness I found this from Zig Ziglar, a motivational speaker and author: “Expect the best. Prepare for the worst. Capitalize on what comes.” I believe …
Frequently Asked Questions for Communication in Commercial Vehicles
Q: Are wired or wireless earpieces allowed? A: Yes. Hands-free use of a mobile telephone is allowed using either a wired or wireless earpiece, or the speakerphone function of the …
Bad Jokes and a Bad Economy: Employment Practices Liability Claims on the rise…
It could be as simple as an off-color joke, a disgruntled former employee or a questionable promotion… Decisions not to hire someone or even asking the below questions, all could …
When your contractor’s mistake becomes your problem…
In business, employers should ALWAYS request proof of insurance when hiring a subcontractor, which (at a minimum) should include worker’s compensation as well as liability coverage. This step is …
Return on Human Capital
I was recently at a conference that discussed management issues and how to lead a more productive work environment. One of the featured topics discussed was employee engagement. A Gallup …