What is an Umbrella Policy? An Umbrella policy is a type of personal insurance policy designed to provide additional liability coverage for individuals on top of other liability policies, such …
Pandemic and Epidemic Coverage
COVID-19 brought Business Interruption Insurance (BII) to the forefront of the insurance marketplace. Unfortunately, because of policy language and insurance minutia, no coverage was triggered. This brought legislative threats, bad …
California Earthquakes – CA Department of Insurance
There were recently two strong earthquakes in Southern California over the July 4th Holiday. The earthquakes had a magnitude of 6.4 on July 4th and 7.1 on July 5th. These …
Pioneer Institute Hewitt Healthcare Lecture Recap
On Monday the 8th I was fortunate enough to attend the Pioneer Institute’s event featuring Alex Azar, the US Secretary of Health and Human Services. The long and short of …
Insurance needs, taxes and regulations for renting out a home in Massachusetts
Do you rent out your home on Airbnb or similar sites? For more than 14 nights a year? Less than 15 nights a year? Make sure you are “in the …
What is Open Enrollment for Health Insurance?
Multiple health insurance sources have open enrollment periods, such as Medicare, job-based insurers, and individual market health insurance companies. Open enrollment for Medicare is October 15 through December 7 each …
Hurricane Preparedness for the Northeast
The Northeast has seen its share of hurricanes, tropical storms, nor’easters, and near misses by them all. Certainly, Boston has seen enough of its share to understand that a near …
How do I insure my Olympic Medal?
You’ve trained your entire life and accomplished something only a small number of athletes on this earth have accomplished. You’ve won an Olympic medal. This is an amazing accomplishment and …
Secondary Home Risk Management Checklist
SEARCHING FOR A SECOND HOME Items to Consider Where is the home? – Near water? (Elevation Certificate) – Higher Hazard Area: Wildfire or Hurricane? – Is it near Fire Department …
Guard Your Travel Plans with Travel Insurance
It’s time to start making travel plans. Whether you’re heading out for a grand family adventure or a high school or college student traveling abroad this summer, make sure you …
